Compensation for damage caused to property of legal entities

Article 1064 of the Civil Code of the Russian Federation provides for the full compensation of damage caused to the property of legal entities. To mitigate risks, many companies insure their assets. However, in practice, insurance companies often attempt to underestimate the actual damage in case of a claim.

If you believe the insurance payout has been incorrectly calculated or does not reflect the real losses, you are entitled to seek additional compensation through court. The legal team at DTK Partners is ready to help you recover the full amount owed under the law.


What Compensation May Include

 

  • Reimbursement for actual property damage

  • Compensation for legal costs (state duties, expert evaluations)

  • Legal fees and attorney expenses


How to Dispute an Insurance Company’s Decision

 

Russian law allows you to challenge the decision of an insurance provider. If the insurance payment is insufficient, a legal procedure may be initiated.

Steps to recover damages include:

  1. Filing a written claim to the insurance company

  2. Obtaining a written refusal

  3. Submitting a lawsuit to court

  4. Receiving a court judgment

  5. Enforcing the court decision

Please note: attempting to resolve such claims independently often leads to delays or rejection due to procedural errors. That’s why it is strongly advised to involve a qualified lawyer experienced in insurance dispute resolution.


Legal Services for Damage Recovery

 

A DTK Partners lawyer will support you at every stage:

  • Collecting and preparing evidence

  • Organizing an independent damage assessment

  • Drafting and submitting a formal claim

  • Filing a statement of claim in court

  • Representing your company in court proceedings

  • Filing appeals if necessary

  • Ensuring the enforcement of the final judgment

Importantly, Russian legislation allows for the recovery of attorney’s fees from the defendant. This means that in many cases, your legal costs can also be reimbursed.


DTK Partners: Professional Legal Support for Your Business

 

Our experienced legal team helps companies recover funds from insurers when the actual damages are underestimated or unjustly denied. We work with commercial clients across Russia and internationally.

Whether you’re dealing with a disputed insurance payout, inadequate compensation, or refusal to pay altogether, DTK Partners will provide full legal assistance to protect your financial interests.