Compensation of damages based on civil liability insurance in the collision of several cars

Different situations constantly occur on the roads, where drivers are faced with more unpleasant events, especially when a car collides. And only a driver armed with the necessary knowledge will be able to find a sense of safety on the road.

The basic algorithm of all actions

Initial actions in an accident:

  1. It is recommended, despite nothing to stop on the road, even if your current situation may inconvenience the movement of other cars.
  2. Put a warning sign on the roadway and turn on the emergency signaling device.
  3. It is necessary to immediately record the time of an accident.

After all this, carry out a full inspection of the car and the scene of the collision, where you should also determine the presence of victims. If one of the participants needs medical assistance, then should make a call to the ambulance. If there are no victims of this event, then immediately contact the traffic police and your insurance agent. A little later, you can find witnesses to the incident, record their initials, and then determine the coordinates in order to vouch for their testimonies. Flip everything on a piece of paper. Take a picture of the collision site using an improvised device.

How are insurance payments paid?

Indemnification

Damage can be reimbursed according to a certain scheme, which is applicable precisely when:

  1. the number of participants in the collision;
  2. if both drivers have an insurance policy;
  3. if only the car was injured and no other harm was done.

Compensation for damage to the vehicle to the injured party is always carried out by its insurance company.

Defined compensation

This payment option is used for the following features:

  1. If the collision participants are from two or more vehicles;
  2. In addition to damage to the car, damage was caused to other property;
  3. There are people who suffered during the incident.

The injured party will be able to receive the payment only from the insurance agent of the culprit, to whom he will have to turn when making an accident.

What documentation may be required to pay compensation for compulsory motor liability insurance

Compensation for money under compulsory motor liability insurance will be paid in a fairly short time and in the required amount, but provided that the policyholder was able to collect and provide the insurer with all the necessary documentation. In the insurance rules, a package of documents must be provided at the appointed time, namely within five working days. Documents:

  1. A photocopy of an identity document of a citizen of the Russian Federation, that is, a passport.
  2. A written application for insurance premiums.
  3.  A written notice of the event, which should be due to both parties. A notice form is usually provided in its entirety with an insurance contract.
  4. A certificate from the traffic police that the accident was recorded. Help form, which was established in accordance with the law.
  5. A photocopy of the preliminary report, which refers to an administrative violation, which has certified signatures from the officials of the traffic police.
  6. Documents certifying the right to property, that is, to own a car. You can also provide a power of attorney for further management of the vehicle, if a third person is driving.
  7. Current account, where the amount of reimbursement of funds by the insurance agency will be transferred.
Company news

On July 9, 2006, while landing at the airport of Irkutsk, a passenger airbus A-310 of Siberia Airlines (S7) crashed on flight 778 from Moscow to Irkutsk. The plane failed to stop on the runway, rolled out of its borders…

On August 24, 2008 near the Manas airport in Bishkek (Kyrgyzstan) crashed a passenger plane of a Boeing-737 airline Itek Air. The plane followed a flight from Bishkek to the Iranian city of Meshhet.The plane crash victims were 68 people,…

On September 14, 2008 in Russia, on the outskirts of Perm, the Boeing-737 aircraft of the Aeroflot-Nord company was crashed on the route Moscow-Perm (flight 821), carrying 83 passengers and five crew members. All passengers and crew aboard were killed….

Major aviation accident cases

Our advantages

A stable source of growth for any company is a high level of professionalism and qualifications of specialists. Our company employs the best lawyers with significant experience in various fields of Russian and foreign law.

We managed to unite people competent, reliable, with an active lifestyle, capable of innovative thinking, able to listen and hear other people’s opinions, work in a team, not be afraid of responsibility, with healthy motivation. All our employees result oriented and motivated for teamwork, using general knowledge, experience and skills to provide clients with the highest level of quality legal services. By command style we understand corporate philosophy, the system of values ​​and relationships within the company, on which the coordinated work of the team is based, representing a key factor in achieving success in any direction of the company. We value working together. and the ability to collaborate. We are aware and believe that thoughts, plans, decisions and actions are much better when they are carried out jointly.

High level of professionalism

Qualification of specialists

Orientation to the result

Personal involvement in the problem

Team work style

Competent strategy development and risk analysis

Free consultation