Failure to meet insurance payment deadlines
In case of an insured event, the citizen must transfer documents to the insurance company as soon as possible. As a rule, this period is established by the contract. But it rarely exceeds 30 days.
And the term for payment of compensation under the contract is established by law. It is 20 days. That is, within 20 days from the date of application, the insurance company must transfer to the victim’s account the full amount under the contract.
Moreover, the obligation to determine the amount also lies with the insurance company. If the organization has allowed non-compliance with the terms of insurance payments, it is necessary to contact the legal agency DTK Partners.
Failure to meet insurance payment deadlines
Although theoretically the situation looks quite simple:
- You submit to the insurance company documents about the occurrence of the insured event and the policy.
- Within 20 days, they transfer money to you.
In practice, various obstacles arise at this stage. It is important to remember that the law is on your side. If the documents are collected correctly, then there is no reason for refusal.
Moreover, the practice of the Supreme Court of the Russian Federation establishes liability for the insurer in case of violation of the terms. A citizen may receive a penalty in the amount of 0.05% of the amount of debt for each day of delay.
However, the struggle with lawyers of insurance companies requires certain skills, often citizens have to continue the dispute until the Supreme Court of the Russian Federation. Therefore, it is advisable to seek the support of a qualified insurance disputes lawyer.
Legal services
A competent specialist will provide the following services:
- collect documents for the insurance company;
- provide legal advice on the prospects of the case;
- make a claim to the insurer;
- make a statement of claim;
- conduct an examination;
- calculate the amount of the penalty;
- file a lawsuit;
- represent interests in litigation;
- make complaints and petitions;
- monitor the execution of the judgment.
The sooner you contact a lawyer, the more likely you are to have a favorable outcome. Do not let the situation “on the brakes”.
It is litigation that helps discipline insurance companies. With each litigation, fewer organizations allow underpayments.
Help from DTK Partners
To restore justice, it is advisable to involve lawyers of the DTK Partners agency in the proceedings. Qualified specialists will assist in recovering insurance claims and forfeit.
