Underestimation of insurance payments

When paying for an insurance policy, you are hoping for a full reimbursement of losses as a result of an insured event. And it doesn’t matter whether you have entered into compulsory motor third party liability insurance contract or insured your own health. The law requires the insurer to approach the situation responsibly, realistically assessing damage.

In practice, almost every insured faced an underestimation of the size of insurance payments in the event of an insured event. This is a popular violation from insurance companies. As a rule, payments are underestimated from 20 to 50%.

But you have the opportunity to get a surcharge from an insurance company. In such a situation, it is advisable to involve the legal agency DTK Partners.

Underestimation of insurance payments

The responsibility for assessing damage lies with the insurance company. After which, it is obliged to transfer the compensation to the victim’s account within 20 days.

However, insurance companies in the Russian Federation generate their own profitability not by investing clients ’funds, but by the difference between the cost of policies and payments to customers. That is, the profit of the organization is formed, including by lowering the amounts of payments.

Therefore, payments to customers are often underestimated. In the case of auto insurance, not all defects are taken into account, standard hours for repairs are reduced, and the initial wear of parts is overestimated. In health insurance, the damage to the body and the duration of treatment are underestimated.

To receive the full payment, an additional examination is required. When identifying the difference between the insurance payment and the amount by decision of the expert, it is necessary to require the payment of the difference.

Moreover, a citizen has the right to receive a penalty for each day that has passed from the moment of payment to the filing of the claim.

But each insurance company has experienced lawyers. Therefore, to deal with them, you will need legal support.

Lawyer services

A qualified lawyer will help:

  • during the examination;
  • when filing a claim with an insurance company;
  • when applying to court;
  • when preparing a lawsuit and other documents to court;
  • when recovering the cost of expertise from an insurance company;
  • in the execution of a court decision;
  • and also represent your interests in the process.

You can order single services. But it is advisable to get full legal support for the process.

Support from DTK Partners

Specialists of DTK Partners have significant experience in identifying facts of understatement of insurance payments. You can get our services in Moscow and in any other city in the country. Specialists provide services personally and remotely.

Company news

On July 9, 2006, while landing at the airport of Irkutsk, a passenger airbus A-310 of Siberia Airlines (S7) crashed on flight 778 from Moscow to Irkutsk. The plane failed to stop on the runway, rolled out of its borders…

On August 24, 2008 near the Manas airport in Bishkek (Kyrgyzstan) crashed a passenger plane of a Boeing-737 airline Itek Air. The plane followed a flight from Bishkek to the Iranian city of Meshhet.The plane crash victims were 68 people,…

On September 14, 2008 in Russia, on the outskirts of Perm, the Boeing-737 aircraft of the Aeroflot-Nord company was crashed on the route Moscow-Perm (flight 821), carrying 83 passengers and five crew members. All passengers and crew aboard were killed….

Major aviation accident cases

Our advantages

A stable source of growth for any company is a high level of professionalism and qualifications of specialists. Our company employs the best lawyers with significant experience in various fields of Russian and foreign law.

We managed to unite people competent, reliable, with an active lifestyle, capable of innovative thinking, able to listen and hear other people’s opinions, work in a team, not be afraid of responsibility, with healthy motivation. All our employees result oriented and motivated for teamwork, using general knowledge, experience and skills to provide clients with the highest level of quality legal services. By command style we understand corporate philosophy, the system of values ​​and relationships within the company, on which the coordinated work of the team is based, representing a key factor in achieving success in any direction of the company. We value working together. and the ability to collaborate. We are aware and believe that thoughts, plans, decisions and actions are much better when they are carried out jointly.

High level of professionalism

Qualification of specialists

Orientation to the result

Personal involvement in the problem

Team work style

Competent strategy development and risk analysis

Free consultation